Storm Damage Roof Repair: Hit by a Storm? Here’s What’s Next

storm clouds gathering over a field in the Midwest

Learn More About the Storm Damage Roof Repair Process

This year’s storm season has already been busy here in the Midwest. Our team at Xtreme Exteriors has been hard at work helping homeowners through our storm damage repair services, resolving damage to roofs, siding, and more.

If you’re facing storm damage, however, it can be daunting to navigate the process of filing an insurance claim and fully restoring your roof and your home. At Xtreme Exteriors, we understand the stress of storm damage, and we’re here to help! Here’s our guide for completing your storm damage roof repair.

Review Your Insurance Policy

Whenever storms strike, or preferably long before, it’s a good idea to refresh yourself on the details of your insurance policy. Take the time every so often to review your policy so that you know what types of damage are or aren’t covered.

If you’re wondering about what kind of payout you can expect from your insurance provider, you’ll need to determine whether you have Actual Cash Value or Replacement Cost insurance. The difference here is that an Actual Cash Value policy will reimburse the cost to replace your roof minus depreciation, while a Replacement Cost policy will pay the full cost of a replacement. While most homeowners insurance is the latter, it’s important to know what you can expect.

Document the Storm

When it comes to documenting storm damage, we find it’s best to start as early as possible. For example, it can be useful to take a photo of a hail stone during the storm to establish the size of hail in your area. Be sure your photo or photos include the time, date, and geotag information and hold up an object for size comparison. 

Of course, it’s crucial to exercise all necessary precautions while doing so. If weather reports are recommending that homeowners take shelter in basements, remain sheltered—your personal safety is not worth this piece of evidence!

After the storm has ended, you should take more photos, this time documenting any clear signs of damage. While you shouldn’t walk around on your roof, do your best to take a photo of hail impacts on shingles, siding, or other areas outside your home.

Schedule an Inspection Before Filing a Claim

A roof inspection is invaluable following a major storm. A professional roofer will be able to provide further documentation of damage to your home, provide an expert assessment of the extent of damage, and even help you determine if a storm damage claim and roof repair is warranted.

After completing your inspection, our team at Xtreme Exteriors is happy to help with any other insurance needs you may have. We can help you understand insurance documents and can even send a representative to walk through your property with your adjuster and ensure no damage is missed.*

Complete Your Storm Damage Repair Promptly

Whether you need a repair or a full roof replacement, it’s important to complete any necessary roofing work right away. Many insurance companies may even withhold a portion of your payment until after it has been confirmed that you completed the necessary repairs.

Delaying roof repairs is virtually never a good idea. Not only do you run the risk of leaks or other roofing problems, but your insurance is unlikely to cover the cost of any further damage that occurs as a result of negligence.

Xtreme Exteriors: Experts in Storm Damage Roof Repair

As a company founded and operated right here in the Midwest, we’re no strangers to storm damage here at Xtreme Exteriors. Our home exterior contractors have decades of experience in everything from roofing to siding, windows, and more—meaning we can be your one-stop shop for any and all storm damage repair needs. 

If you’re faced with storm damage, Xtreme Exteriors is the only company you’ll need to call. Reach out to book an inspection or visit the Xtreme Exteriors location nearest to you:

Nixa, MO | Shawnee, KS | Rogers, AR | Pittsburg, KS | Goodlettsville, TN 

 

* NOTE: Xtreme Exteriors and its authorized representatives are NOT acting as Public Insurance Adjusters and will not negotiate with insurance on Customer’s behalf.

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